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Showing posts with label House Rules. Show all posts
Showing posts with label House Rules. Show all posts

Sunday 15 April 2018

My (Updated) House Rules


These are the assumed rules I use for running all games. Even when I run other system stories and I am gm, this is what I think should be the default. Again, most times unless it is appropriate, I just use these rules unless there`s apart of the story/game that dictates otherwise.


Constructs
Firearms
Cleric Spells
Wizard Spells
Undead
Cosmology
Deities The High Gods
Role vs Roll
Active vs Passive Skill Checks
Low Magic
Duelling
Spells or spell-like affects
Affect of Hordes


Fire spells, items or creatures do not exist on Nyssa. Magical fire was believed to have been banished when the sun was burnt out. Fire spells have since that point are ineffective. A few creatures have the power of fire, such as the flame-winged Phaetox, but it is faith that powers their wings and they are under a very strong compunction - they are physically incapable of telling lies.

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Constructs treat their HD number as their intelligence, wisdom and charisma scores until they reach 10 HD, unless the default attributes are higher. If they have an intelligent score higher than 7, they can speak. Otherwise use as per the construct entry in the MM. Constructs have no soul at creation, though rare, it is possible for them to generate one.

A few sentient and free constructs worship the Holy Cog, and gain cleric levels as lawful beings. Most have alignments that mirror their creators in their ethos (Good, Neutral or Evil) but virtually always Lawful.

Constructs have at completion maximum HD. For example, an 8 HD flesh golem would have 80 hp with unmoving constitution scores of 10. They do not naturally heal, so unless they have someone to
support / heal them with magic, they have 51-70% of their maximum start number when encountered.

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Guns were once utilized, heavily in some sections of the world.  They still work, but are very unpopular. Though guns cannot be enchanted ammunition can be if made out of magical materials (like anthril), but it is rare and very expensive. The biggest associated problem with guns, is that creatures killed by this weapon will arise as an undead within three days or less. Most people refuse to use guns and societies often arrest anyone seen having them. Lawful clerics lose access to their spells if they use a gun. Only dwarves in their enormous cities have battle cannons to attack huge sized opponents (dragons and giants). Their theory is that it is easier to handle an undead than a living threat.

The prestige class of the Smokers use these weapons, but they are despised. Most either make their own or go to specialized creators or collectors to buy ammunition.

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Magic or the energy to cast spells is often called the Frequency and it comes from the gods. Obelisks are divine outlets by which the frequency comes to the mortal domain. Any time obelisks are in towns they become the equivalent to churches; the central location for meeting and spellcasting.

Wizards take the energy needed to cast spells. Psionicists and sorcerers create the frequency within themselves, sometimes they are called living obelisks. Clerics are given the energy through their holy symbol.

0 - 2nd level spells generally are not lost in cities, due to being near obelisks, for both clerics and wizards. Must still memorize spells as normal. Larger obelisks sometimes enable additional spell levels not to be lost, but only for the faithful. The dedication of the obelisk is unimportant, if it acts as a connection to the heavenly or demonic forces, it will still charge all spell casters as noted for all spell-casters.

Wizards gain 2 spells every level until 10th. They gain one spell per level until 15th. Wizards no longer gain spells automatically every level past 15th level, they must research them.

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Clerics, except for raise dead spells, require only one spell component - their holy symbol, this is the rule for all spells regardless of the description in the PHB or other sources. Clerics are utterly tied to their holy symbol, which is why most will have more than one in their possession.  If they lose access to their holy symbol, they cannot cast any spells. One free feat clerics receive at first level is Create Holy Symbol. This requires 1 hour of prayer at an obelisk or holy site, (or six hours otherwise) and they must verbally say the required prayers. If they are unable to complete the verbal and somatic components, they cannot complete this ritual.

Clerics have 10 + wisdom modifier, of clerical spells in their prayer books by spell level they can cast. They can replace spells freely with other priests at holy sites. When they gain access to a spell level, they gain 6 spells+their wisdom modifier, They gain the remainder on the second level that they have access to the spell

Clerics generally do not memorize healing spells. They can switch out any memorised spell for a healing spell of the same equivalent power level (1st = 1d8; 2nd - 2d8+5, etc.)

The High Gods cannot physically come to Nyssa, only their proxies or servants. Most gods have multiple domains, each will have a different proxy or Avatar. These are utterly and completely loyal. Demi-Gods are able to walk the land, but only in areas of their faithful.

Most people are pagan, meaning they worship more than one god. Only Paladins are required to worship one god; theirs is almost always Japeth. Clerics often follow multiple gods and sometimes follow a principle and not a specific godly force.

It is standard practise to make an offering to any obelisk you go to or pass by; it is considered extremely rude not to. You can use any god from any setting, all are found in small cults in one or two cities somewhere in the world. Most good aligned people say they follow the Quadrane (Quanna, Japeth, Darras & Mathai) or the idea of good gods that serve.


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Undead arise when anything dies and the corpse is not properly interned. Things killed by undead generally take 5-12 days, unless a shorter period is listed in the monsters description. If killed by anything else (including a natural death), it takes 21-40 days, and will most likely arise as a Carcass (HD 1+.) Anything that dies in a settled area will be buried in either a druid's grove, temple's catacombs or public mausoleum usually called Tower of Sorrow. Searing Towers are an archaic tradition of cremation, once popular in Phastia, the Desert Lands. Creating undead is perhaps the most vile and hated action imaginable, no society, even evil or chaotic ones condone it.

Jackalla, lawful servants of Anubis act as undertakers in 95% of all communities and are focused on destroying undead. They usually found in Sorrow Towers, large mortuaries, that also serve as their homes. They care little about societies practices, as these jackal humanoids hunt undead continuously.
City folk know the Jackalla as undertakers and always show them respect but never communicate with them outside this role. Outside the city, Jackalla are much more known for their undead raids. They are often willing to trade magic and wealth for service in hunting down undead.


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Cosmology There are no stars in the night sky, rather there are four constant moons. Another seven moons can be seen at differing times during the year. The seasons of the year are based on Curen’s (Silver Prime Moon) position; Rising, Peak, Descent, Dearth. The other primary moons are: Drelth (Red), Frel (Blue); Kredant (Green).

The seasons, magic cycles, and predictions are based on their relative positions. There are actually more than 100 moons all around Nyssa, very few of them are ever actually visible without a telescope, but they all have meaning and most have specific connections to magic, fate and the gods.

Weeks are also usually called the Ten-Day. Years are called Cycles. Months are often called Turns, and are each five weeks long there are 15 to a standard year. Holidays occur outside of the weeks.

Ten-Days

1st Day: Counting Crowns (Crown is a gold piece for most civilised people)
2nd Day: Steadfast (or Steadfast Prayer or just Prayer)
3rd Day: Burning Candles
4th Day: Sharpening Swords or Sharpening
5th Day: Market (or Tower Day)
6th Day: Wash (or Well Day)
7th Day: Peal (Ringing Bells or just Bells)
8th Day: Hammering (or Hooping)
9th Day: Gate (Travel)
10th Day: Sword Day

Days are generally known by these names throughout the domain for most Nyssian speaking peoples. There are specific tasks most people follow on that day.

These days are rarely fixed, cities share the same week day names, but have them on differing days. Thus the day that fair are is in that location is Market day, the next day that town will have Market day, and so on and so on. Usually scholars will keep a definite record to determine where they are in relation to other locations as counted by the number of days from a specific event.

Most faiths have a day of service, wherein the faithful should visit their church (Obelisk); once a specific period (some every week, others every month, etc.) The 2nd, 3rd & 7th days are the most common. Market day is the rarest, as it is fair day when the market is open and most people do their weekly shopping. Sword Day is often used for military faiths.

Because the days can differentiate between towns, it is possible to visit the same days in a row by Chasing the Week-Wheel. Some merchants, bards, and religious orders deliberately make their living doing this, so virtually every day they have their special day of activity.

Sword Day: Most non-nobles do not pay taxes but can be called upon for military service in times of danger. It is mandatory to participate in training once a week during sword day, but not necessarily using the sword as a weapon. Many may help build or repair sites in their hometown.

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Active vs Passive Skill Checks: If the player asks to do something, that is an active roll, and done as normal. At any time, a DM can roll at a half chance check to determine if they notice or realise something that just jumps into their heads, this is a passive roll.

Roll vs Role Playing: How players describe they do something is equally important as a dice roll. For example with trap finding: If a player tells me what they are going to do or how they are going to check, if it fits the scenario, I give them a bonus to the skill check roll. If a player tells me look for traps, without any detail or description, they just roll the dice. This is how a non-thief can potentially disarm a trap, or convince a stranger to do something, or anything else in game, etc.

Low Magic My world is an assumed low magic item world, every dweomered item essentially decays over months (or years), so going into a dungeon they might find info, scrolls and coins, but all the 'Real Magic' has long since faded back into the Ether. Only items found on an outer-plane or at last partially stuck in the Ether can avoid this, but then once on Nyssa, the decay starts to happen. There are ways to avoid this, but usually only available at higher levels.

Free Character Change No penalty for changing characters: outside of a dungeon.  Go ahead, play what you want. Getting killed imposes a slight drop in level for starting a new character.

Duelling Proficiency: Most characters are proficient with both rapier and dagger, as duels are common and it is the weapon of choice for aristocrats and most soldiers. You can carry these anywhere. Many places allow duelling, as it's assumed that both parties consent. Even in places that do not allow duelling as a daily practise, it happens on Sword Day (last day of the Ten-Day week) as its a traditional fair day when competition happens. Duels, both for training and honor occur
regularly. The majority of duels are stopped once three strikes happen or other stated condition.

Spells or spell-like affects are not affected by critical or fumble rolls unless there are side rules specifically in the spell description.

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Teleport Spell (5th level) can only be cast from one teleport pad to another. You must know the exact location of the second pad and have been there previously.  If it is blocked (a simple cloth covering it) you cannot teleport through. It takes one hour to carve a temporary teleport insignia in sand (up to six hours if in stone.) The Greater Teleport (7th level) does not need a teleport pad to begin; but it always needs a teleport pad to go to.

An open Teleport circle is slightly different, as anyone can use, and but it will take them to a specific Matched Location only.   If a sealed Teleport Circle it requires a password to step into and out of.

Both clerics and wizards have access to Obelisk Jump, a 4th level spell equivalent to teleport but it can only transport individuals from an obelisk to another one.

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A hoard of gold (especially coins) act as a scry blocker, which is one reasons why kings and dragons cannot be scryed. Top priority.

A hoard of silver (especially coins) acts as an enhancer to many spell & spell effects involving illusions.  Most Fey collect silver for this reason. Seconded priority.

A hoard of platinum (especially coins) prevents charm spells & effects. Some say this is why it is so rare. No Priority - works when there are more platinum in one central location.

A hoard of electrum (especially coins) prevents deception in spells or spell effects.

A hoard of copper coins prevents strength draining magic or effects. Giants always have tonnes of copper in their lairs.

The largest number of coins in a treasury will be dominant, so no dungeon or lair will have more than one hoard affect active.

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After 24 hours, raise the dead can ONLY be cast at an obelisk. There is no additional material components, but the god will not enable them to be cast on an opposed aligned creature or someone that has angered them. Most times a service is required. Reincarnation is much more popular, but the listing is significantly different and so is the mandatory service.

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Hembria was an ancient magical empire that spanned the domain; Hembrian is vernacular for anything old.


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Guilds are also known as Towers and they commonly hold seats of power in communities. Rather than one-person one vote, each tower has one vote on the governing counsel. Some common towers: Sollus (gardens), Song (Bardic), Sorrow (mortuaries), Silence (martial arts), Solomon (wizards), Law (bureaucracy), Trade (merchants), War (military). Many others exist. In theory they are equal in the power, but this rarely works without political entanglements.

Dragons are called Tyrants, only two known types of dragons are native: purple & ice.

Drow do not exist in Nyssa. (There is a good-aligned, highly musical black skinned Elf called the Dral.)

Psionics exist on Nyssa; they are heavily located in one known area of the world, rare elsewhere.
Talented is a pseudonym for psionic. Tallene are psionic humans.

Coinage: Oromians (the nation of sailors) mint all Nysarian coins. All bear official seals of the local government (City, Region or Nation) and a Tyrant. Wing/Seal, is the equivalent to Heads/Tails. One slight difference, if the coin is subsequently lost, it should not be looked for. This is called an offering to Fatanus (Lady Luck.) Common (Copper), Noble (Silver), Crown (gold), Lord (Electrum) are the names.

While slavery is common in many parts of the world; it’s much closer to forced service. Most are criminals, prisoners of war, or of a differing race. In all but the most evil nations, children are granted freedom at birth (along with their mothers). Halflings are the most common type, next followed by Ogres, Goblins, Gnolls and Minotaurs; dwarves are the least common. Good aligned characters may not keep slaves; but not required to rescue slaves. Lyrria has an open door gate policy, the law does not enforce return, so they are essentially immediately free.

Rapine Creatures: Salamanders, Minotaurs and Gargoyles are a neuter sex; they can create brute drones or forcefully mate with other humanoids to reproduce unique combinations.

Rule of the Fist. In civilized areas large bladed weapons, missile weapons, martial weapons or exotic weapons are illegal to use on the street. Everyone can use a dagger, staff or fist. In some areas, the list also includes free use of the rapier. Beating someone up (unless an elder, child or invalid)  is very rarely considered criminal.

Spice, is the word used for illicit drugs, some varieties are: Bliss, rage, dream, jube, pixie dust, and angel blood. They are illegal in most lawful societies, but they are available.

Taint rules are found on Nyssa. Association with undead or demonic beings may cause the physical body to rot away or become deformed.


Tuesday 5 December 2017

Reduce Injury - Alt Damage Reduction Process

Reduce Injury: Similar to Damage Reduction except it minimizes only after basic injury is inflicted, reducing damage on a one-to-one basis until its limit. I'm kinda tired of lesser scrapes being ignored, I do like players getting less damage from a big hit, but not ignoring it completely. In my Paladin, Monk and fighter alt-classes, this is one of their features.

For example a creature with 1 RI would be affected as follows:

One damage Inflicted = One HP Dmg Taken
Two damage Inflicted = One HP Dmg Taken
Three damage Inflicted = Two HP Dmg Taken, etc


A creature with three RI is affected like this:

One damage Inflicted = One HP Dmg Taken
Two damage Inflicted = One HP Dmg Taken
Three damage Inflicted = Two HP Dmg Taken
Four damage Inflicted = Two HP Dmg Taken
Five damage Inflicted = Three HP Dmg Taken
Six damage Inflicted = Three HP Dmg Taken
Seven damage Inflicted = Four HP Dmg Taken
Eight damage Inflicted = Five HP Dmg Taken

Saturday 20 August 2016

Infected Lycanthrope Template

This is how I treat lycanthopy in my games. It is a curse, but it can also be a boon, depending upon the character, as it has quite a few benefits for non-spellcasters, ranger or standard fighters.

If a character is infected by lycanthropy, the player has three game options: find a cure, create a new character OR they take the template below. They do not lose any class abilities, but they gain the abilities listed below and cannot take new levels in any other classes. If they do not seek a cure, they become stronger were-beasts as they increase in HD / class levels.

Infected Lycanthrope Base

Gain Monster HD for any additional levels until cured
Transform when their primary moon is full or if they are severely injured
All HD or level here refers to their lycanthrope HD not total level

Gain +2 to any two ability scores when transformed (Str, Dex, Con)
Gain + 2 to these scores every 3rd HD attained (+4 at 4th HD, +6 at 7th HD, +8 at 10th HD)
Gain natural weapons, animal empathy of their kin, darkvision and low-light vision plus scent.

Infected Lycanthropes gain either hybrid or full Animal form. Gain 3rd form at 10 HD
Increase natural attacks by upsizing dice damage every 3 HD (1d6 -- 1d8 -- 1d10 -- 1d12 -- 2d8)
Gain +1 to Natural AC for every two Lycanthrope HD attained, but only when transformed
Gain DR Silver 1 / Lycanthrope HD but only when transformed

HD Increase: Feat +1/2 levels, +6 skills, statistical increases every 5 levels

They lose ability to utilize weapons in either hybrid or animal form.

If in animal form they take temporary dmg equal to half granted armor AC every hour if the character remains in armor.

An infected Lycanthrope does not transmit the curse unless they bite (total percentage of damage arising inflicted by their bite damage. Any magical healing before the next moon night, reduces the calculated chance.)

A PC who gains 10 Lycanthrope levels gains the Natural Lycanthrope status, and is in full control of their curse and can infect others from their bites but others are not automatically at risk of infection. They cannot be cured of lycanthropy after this point. No other character class options until they reach 10 Monster HD levels

Curse of Lycanthrope

Anytime a character is attacked by a lycanthrope, there is a chance the disease is spread based on the below calculation table if they want to avoid contracting the .

10% or less of Max HP - Fort DC 13
11-25% or less of Max HP - Fort DC 16
26-50% of Max HP - Fort DC 20
51-75% or Max HP - Fort DC 25
+1 DC for every additional 5% dmg inflicted.

A PC may forgo their save to gain the Lycanthrope Curse if they are bitten. They may still be cured, if they go to a cleric who casts remove curse. Lawful Good characters may not gain the curse willingly but they need not lose their class levels from this if they take precautions. They must leave civilizations to hunt on moon filled nights. If they do not attack innocents or break other vows, they should be able to maintain their class vows and morality.

Clerics and Paladins have the most at risk, most will lock themselves up if they cannot find a magical cure.  Druids, however, have little downside and many will seek this as a natural blessing.

Characters who die before the next full moon, but are raised, must save at the next two occasions but each time is at half their normal chance.

PCs can not start as Natural Lycanthropes and cannot control when they change. Immediately after transformation, the PCs becomes an NPC, but the character may be controlled by the player for combat that induces the change - DM'S ruling. Most times the werebeast leaves, does their were business and then returns in the morning. The character may not be at the same HP as when they left. Characters cannot regain spells or HP after a night of hunting.

Transform during full moon nights or when under emotional or physical strain.. Natural Lycanthropes never change uncontrollably unless they are reduces to 10% or less of their full HP total.

Infected lycanthropes can seek a cure. A remove curse by a 15th level cleric of a good deity agaisnt a DC 30 is the default. By making offerings, or going on a quest, can decrease the required DC.

Uncontrolled Transformation

A Lycanthrope will ALWAYS transform when at 10% of Max HP
1 or 2 HD will transform when at 80% of Max HPs - DC 12 Will or Fort save to avoid change
3 HD - Transform when at 60% of max HPs - DC 15 Will or Fort save to avoid change
6 HD - Transform when at 40% of max HPs - DC 18 Will or Fort save to avoid change
9 HD - Transform when at 20% of max HPs - DC 23 Will or Fort save to avoid change
12 HD - An infected Lycanthrope gains mastery over their condition and can change at will
15 HD - Transform into the next size level, double base movement, +6 on all physical changes

The listed HD are for lycanthrope HD levels only. If a 10th level character has seven fighter levels and 3 HD, use only 3 HD for transformation nnumbers.

When the character changes, they continue combat. When fighting is over, they will not attack allies and most leave to hunt until the next morning

PCs control if they want to change back. It the character is in an urban setting, they may have committed evil acts when hunting. If in a rural setting then they may have hunted animals and not have done anything too bad.


Multiple Moons

Nyssa, my game world, has at any point during the year 17 visible moons. Depending upon where the viewer is located only three are fully visible in the sky. Technically, every person born on Nyssa has a corresponding governing moon which influences their destiny. Each moon is full for five days during a 50 day cycle per standard months. These five days for their moon, the lycanthrope will transform.

The problem though is that many moons intersect their magic of other moon, so even if a particular moon isn`t full, one of it`s cousins moon, can affect the magic and lycanthropy cycle.

Refer to the table below on any night their Governing Moon is not full:

2-5       Moon Spinning, No Transformation but will still feel the need to hunt
6-9       Moon waxing with Cousins (50% chance)
10-12   Moon waning with Cousins (75% chance)
13          True full Moon - Will transform
14-16   Moon Waning with Cousins (35%)
17-19   Moon Waning with Cousins (15%)
20-24   Moon Hidden - No Transformation

Monday 9 May 2016

Table Rules

My House Rules - These are the assumed rules I use for running all games. Even when I run other system stories and I am gm, this is what I think should be the default. Again, most times unless it is appropriate, I just use these rules unless there`s apart of the story/game that dictates otherwise.


Clerics, except for raise dead spells, require only one spell component - their holy symbol, this is the rule for all spells regardless of the description in the PHB or other sources. Clerics are utterly tied to their holy symbol, which is why most will have more than one in their possession.  If they lose access to their holy symbol, they cannot cast any spells. One free feat clerics receive at first level is Create Holy Symbol. This requires 1 hour of prayer at an obelisk or holy site, (or six hours otherwise) and they must verbally say the required prayers. If they are unable to complete the verbal and somatic components, they cannot complete this ritual.

Wizards do not require spell components for spells less than 3rd level while in cities, as there is plenty of magical energies as a result of the obelisks or temples nearby. This is not assumed to be the case in remote areas. The dedication of the obelisk is unimportant, if it acts as a connection to the heavenly or demonic forces, it will still charge all spell casters as noted above.

Undead arise when anything dies and the corpse is not properly interned. Things killed by undead generally take 5-12 days, unless a shorter period is listed in the monsters description. If killed by anything else (including a natural death), it usually takes 21-40 days, and will usually arise as a Carcass (HD 1+.) Anything that dies in a settled area will be buried in either a druid's grove, temple's catacombs or public mausoleum usually called Tower of Sorrow. Searing Towers are an archaic tradition of cremation, especially in Phastia, the Desert Lands. Creating undead is perhaps the most vile and hated action imaginable, no society (evil or chaotic ones) condones it.

Constructs treat their HD number as their intelligence, wisdom and charisma scores until they reach 15 HD. If they have an intelligent score higher than 7, they can speak. Otherwise use as per the construct entry in the MM. Constructs have no soul at creation, though rare, it is possible for them to generate one. Some sentient constructs worship the Holy Cog, and can gain cleric levels in lawful forces.

Cosmology There are no stars in the sky. 4 moons dominate. The seasons, magic cycles, predictions are based on their relative locations. There are actually more than 100 moons all around, very few of them are ever actually visible without a telescope, but they all have meaning and most have specific connections to magic, fate and the gods. Weeks are also usually called the Ten-Day. Years are called Cycles. Months are often called Turns, and are each five weeks long there are 15 to a standard year. Holidays occur outside of the weeks.

Deities The High Gods cannot physically come to Nyssa, only their proxies or servants. Most gods have multiple domains, each will have a different proxy or Avatar. These are utterly and completely loyal. Demi-Gods are able to walk the land, but only in areas of their faithful.

Active vs Passive Skill Checks: If the player asks to do something, that is an active roll, and done as normal. At any time, a DM can roll at a half chance check to determine if they notice or realize something that just jumps into their heads, this is a passive roll.

Roll vs Role Playing: How they do something is equally important as a dice roll. For example with trap finding: If a player tells me what they are going to do or how they are going to check, if it fits the scenario, I give them a bonus to the skill check roll. If a player tells me look for traps, without any detail or description, they just roll the dice. This is how a non-thief can potentially disarm a trap, or convince a stranger to do something, or anything else in game, etc.

Low Magic My world is an assumed low magic item world, every dweomered item essentially decays over months (or years), so going into a dungeon they might find info, scrolls and coins, but all the 'Real Magic' has long since faded back into the Ether. Only items found on an outer-plane or at last partially stuck in the Ether can avoid this, but then once on Nyssa, the decay starts to happen. There are ways to avoid this, but usually only available at higher levels.

Free Character Change No penalty for changing characters: outside of a dungeon.  Go ahead, play what you want. Getting killed imposes a slight drop in level for starting a new character.

Dueling Proficiency: Most characters are proficient with both rapier and dagger, as duels are common and it is the weapon of choice for aristocrats and most soldiers. You can carry these anywhere. Many places allow dueling, as it's assumed that both parties consent. Even in places that do not allow dueling as a daily practice, it happens on Sword Day (last day of the Ten-Day week) as its a traditional fair day when competition happens. Duels, both for training and honor occur regularly. The majority of duels are stopped once three strikes happen or other stated condition.

Firearms are available in some remote locations much more common than urban ones. Though guns cannot be enchanted; ammunition can be. However, it is more common for ammunition to be made out of magical materials (like anthril), but is rare and expensive.

Spells or spell-like affects are not affected by critical or fumble rolls unless there are side rules specifically in the spell description.

Teleport Spell (5th level) can only be cast from one teleport pad to another. You must know the exact location of the second pad. If it is blocked (a simple cloth covering it) you cannot teleport through. It takes one hour to carve a temporary teleport insignia in sand (up to six hours if in stone.) The Greater Teleport (7th level) does not need a teleport pad to begin; but it always needs a teleport pad to go to.


A hoard of gold (especially coins) act as a blocker, which is one reasons why kings and dragons cannot be scryed. Top priority.

A hoard of silver (especially coins) acts as an enhancer to many spell & spell effects involving illusions.  Most Fey collect silver for this reason. Seconded priority.

A hoard of platinum (especially coins) prevents charm spells & effects. Some say this is why it is so rare. No Priority - works when there are more platinum in one central location.

A hoard of electrum (especially coins) prevents deception in spells or spell effects.

A hoard of copper coins prevents strength draining magic or effects. Giants always have tonnes of copper in their lairs.